Personal Marine Insurance

At the Weed Ross Agency our marine insurance policies insure you for damages and liability in the event of an accident. We will work with you to connect you with the best marine insurance policy options for your individual needs. Whether you need insurance for your Jet Ski, Power Boat or Jet Ski, we are here to help. Above all, we want to get you back on the water as soon as possible, and we’re dedicated to providing best-in-class service.

Since auto and homeowner’s insurance policies do not cover your personal watercraft, it is always advisable to purchase marine insurance coverage specifically for your marine vessels. Premiums will depend on the type of craft you are insuring and the options you require. Coverage can include liability, replacement value, consequential damage, repairs, medical payments coverage and even optional coverage for trailers and personal items.

Boating Insurance Coverages:

  • Liability Coverage - pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.
  • Collision Coverage - pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.
  • Comprehensive Coverage - covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.
  • Uninsured or Underinsured Boater Coverage - Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.
  • Medical Payments - Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
  • On-Water Towing and Labor Coverage - This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
  • Fishing Equipment Coverage - Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
  • Personal Effects Coverage - pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

Contact us to learn more about the right boat insurance for you.